@font-face {
  font-family: "Michroma";
  src: url("Michroma.ttf") format("truetype");
  font-display: swap;
}

:root {
  --ink: #2a2a2a;
  --brand: #555555;
  --brand-dark: #3d3d3d;
  --muted: #666666;
  --line: #e2e2df;
  --soft: #f4f4f1;
  --bg: #ffffff;
  --accent: #2f5d7c;
  --radius: 10px;
  --wrap: 1120px;
  --display: "Michroma", "Arial Black", sans-serif;
  --body: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;
}

*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; font-family: var(--body); font-size: 17px; line-height: 1.65; color: var(--ink); background: var(--bg); }
img { max-width: 100%; height: auto; display: block; }
a { color: var(--accent); text-underline-offset: 3px; }
a:hover { color: var(--brand-dark); }
:focus-visible { outline: 3px solid var(--accent); outline-offset: 2px; border-radius: 4px; }
h1, h2, h3 { line-height: 1.25; color: var(--ink); margin: 0 0 .5em; }
h1 { font-family: var(--display); font-weight: 400; font-size: clamp(1.7rem, 4vw, 2.7rem); letter-spacing: .01em; }
h2 { font-size: clamp(1.35rem, 2.6vw, 1.85rem); font-weight: 650; }
h3 { font-size: 1.1rem; font-weight: 650; }
p { margin: 0 0 1em; }

.wrap { max-width: var(--wrap); margin: 0 auto; padding: 0 20px; }
.narrow { max-width: 780px; }
.sr-only { position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; border: 0; }
.skip { position: absolute; left: -999px; top: 8px; background: var(--ink); color: #fff; padding: 8px 14px; z-index: 100; border-radius: 6px; }
.skip:focus { left: 8px; }
.muted { color: var(--muted); }
.small { font-size: .92rem; }

/* Placeholder highlight: remove before launch */
.ph { background: #fff2a8; color: #5c4700; border: 1px dashed #c9a400; border-radius: 4px; padding: 0 4px; font-weight: 500; }

.eyebrow { font-family: var(--display); font-size: .72rem; letter-spacing: .18em; text-transform: uppercase; color: var(--muted); margin-bottom: .9em; }
.lead { font-size: 1.15rem; color: #444; max-width: 40em; }

/* Buttons */
.btn { display: inline-flex; align-items: center; gap: 8px; padding: 12px 22px; border-radius: 999px; font-weight: 600; font-size: 1rem; text-decoration: none; border: 2px solid transparent; transition: background .15s, color .15s, border-color .15s; line-height: 1.2; }
.btn svg { width: 18px; height: 18px; fill: none; stroke: currentColor; stroke-width: 2; stroke-linecap: round; stroke-linejoin: round; }
.btn .ext { width: 15px; height: 15px; }
.btn-primary { background: var(--brand-dark); color: #fff; }
.btn-primary:hover { background: #222; color: #fff; }
.btn-ghost { border-color: var(--line); color: var(--ink); background: #fff; }
.btn-ghost:hover { border-color: var(--brand); color: var(--ink); }
.btn-light { background: #fff; color: var(--ink); }
.btn-light:hover { background: var(--soft); color: var(--ink); }
.btn-outline-light { border-color: rgba(255,255,255,.55); color: #fff; }
.btn-outline-light:hover { border-color: #fff; color: #fff; }
.btn-sm { padding: 9px 18px; font-size: .95rem; }
.actions { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 1.5rem; }

/* Header */
.site-header { position: sticky; top: 0; z-index: 50; background: rgba(255,255,255,.96); border-bottom: 1px solid var(--line); backdrop-filter: saturate(1.2) blur(6px); }
.header-inner { display: flex; align-items: center; justify-content: space-between; gap: 16px; min-height: 76px; }
.brand img { width: 210px; height: auto; }
.site-nav { display: flex; align-items: center; gap: 28px; }
.site-nav ul { display: flex; gap: 26px; list-style: none; margin: 0; padding: 0; }
.site-nav ul a { color: var(--ink); text-decoration: none; font-weight: 500; padding: 6px 0; border-bottom: 2px solid transparent; }
.site-nav ul a:hover, .site-nav ul a[aria-current="page"] { border-bottom-color: var(--brand); }
.nav-toggle { display: none; background: none; border: 1px solid var(--line); border-radius: 8px; width: 44px; height: 44px; cursor: pointer; }
.bars, .bars::before, .bars::after { display: block; width: 20px; height: 2px; background: var(--ink); margin: 0 auto; position: relative; content: ""; transition: transform .2s; }
.bars::before { position: absolute; top: -6px; left: 0; }
.bars::after { position: absolute; top: 6px; left: 0; }
.nav-open .bars { background: transparent; }
.nav-open .bars::before { transform: translateY(6px) rotate(45deg); }
.nav-open .bars::after { transform: translateY(-6px) rotate(-45deg); }

/* Hero */
.hero { background: var(--soft); border-bottom: 1px solid var(--line); }
.hero-inner { display: grid; grid-template-columns: 1.4fr 1fr; gap: 48px; align-items: center; padding-top: 80px; padding-bottom: 80px; }
.hero-mark { justify-self: center; background: #fff; border: 1px solid var(--line); border-radius: 24px; padding: 48px 56px; }
.hero-mark img { width: 220px; }

/* Sections */
.section { padding: 80px 0; }
.section-soft { background: var(--soft); }
.section > .wrap > h2 { max-width: 22em; margin-bottom: 1.4em; }
.grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 32px; }
.grid-4 { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; }
.icon { display: inline-grid; place-items: center; width: 48px; height: 48px; border-radius: 12px; background: var(--soft); color: var(--brand-dark); margin-bottom: 14px; }
.section-soft .icon { background: #fff; border: 1px solid var(--line); }
.icon svg { width: 26px; height: 26px; fill: none; stroke: currentColor; stroke-width: 1.7; stroke-linecap: round; stroke-linejoin: round; }
.point p { color: #4a4a4a; }

.card { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 26px; }
.card-link { display: flex; flex-direction: column; color: var(--ink); text-decoration: none; transition: border-color .15s, transform .15s; }
.card-link:hover { border-color: var(--brand); transform: translateY(-2px); color: var(--ink); }
.card-link p { color: #4a4a4a; font-size: .97rem; flex: 1; }
.card-link .more { color: var(--accent); font-weight: 600; font-size: .95rem; }

.split { display: grid; grid-template-columns: 1.3fr 1fr; gap: 56px; align-items: start; }
.panel { background: var(--soft); border: 1px solid var(--line); border-radius: 14px; padding: 28px; }
.chips { list-style: none; padding: 0; margin: 0 0 1em; display: flex; flex-wrap: wrap; gap: 8px; }
.chips li { background: #fff; border: 1px solid var(--line); border-radius: 999px; padding: 5px 12px; font-size: .92rem; }

.cta-band { background: var(--brand-dark); color: #fff; padding: 56px 0; }
.cta-band h2 { color: #fff; }
.cta-band p { color: #ddd; margin: 0; }
.cta-inner { display: flex; align-items: center; justify-content: space-between; gap: 32px; flex-wrap: wrap; }
.cta-inner .actions { margin-top: 0; }

/* Inner pages */
.page-head { background: var(--soft); border-bottom: 1px solid var(--line); padding: 56px 0 44px; margin-bottom: 48px; }
.jump { display: flex; flex-wrap: wrap; gap: 8px; margin-top: 1.4rem; }
.jump a { background: #fff; border: 1px solid var(--line); border-radius: 999px; padding: 6px 16px; text-decoration: none; color: var(--ink); font-weight: 500; }
.jump a:hover { border-color: var(--brand); }
.cov { padding: 8px 0 40px; margin-bottom: 40px; border-bottom: 1px solid var(--line); scroll-margin-top: 100px; }
.cov-head { display: flex; align-items: center; gap: 14px; margin-bottom: .6em; }
.cov-head .icon { margin: 0; }
.cov-head h2 { margin: 0; }
.checks { list-style: none; padding: 0; margin: 0 0 1.2em; }
.checks li { position: relative; padding-left: 30px; margin-bottom: .6em; }
.checks li::before { content: ""; position: absolute; left: 4px; top: .45em; width: 12px; height: 7px; border-left: 2px solid var(--brand); border-bottom: 2px solid var(--brand); transform: rotate(-45deg); }
.note { background: var(--soft); border-left: 3px solid var(--brand); padding: 12px 16px; border-radius: 0; font-size: .97rem; }
.disclaimer { font-size: .9rem; color: var(--muted); }
.inline-cta { display: flex; flex-wrap: wrap; gap: 12px; margin: 24px 0 72px; }

.faq-group { margin-bottom: 44px; }
.qa { border: 1px solid var(--line); border-radius: var(--radius); margin-bottom: 10px; background: #fff; }
.qa summary { cursor: pointer; padding: 16px 48px 16px 20px; font-weight: 600; list-style: none; position: relative; }
.qa summary::-webkit-details-marker { display: none; }
.qa summary::after { content: "+"; position: absolute; right: 20px; top: 50%; transform: translateY(-50%); font-size: 1.4rem; font-weight: 400; color: var(--muted); }
.qa[open] summary::after { content: "–"; }
.qa > div { padding: 0 20px 6px; color: #444; }

.grid-contact { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; margin-bottom: 28px; }
.contact-card { text-decoration: none; color: var(--ink); }
.contact-card h2 { font-size: 1.1rem; margin-bottom: .3em; }
.contact-card p { margin: 0; color: #444; }
a.contact-card:hover { border-color: var(--brand); color: var(--ink); }
.panel-row { display: flex; align-items: center; justify-content: space-between; gap: 24px; flex-wrap: wrap; margin-bottom: 28px; }
.panel-row p { margin: 0; }
.grid-contact + .panel + .note { margin-bottom: 72px; }

.facts { display: grid; grid-template-columns: repeat(2, 1fr); gap: 16px; margin: 0 0 32px; }
.facts div { background: var(--soft); border-radius: var(--radius); padding: 16px 18px; }
.facts dt { font-size: .85rem; color: var(--muted); }
.facts dd { margin: 0; font-weight: 600; }
.table { width: 100%; border-collapse: collapse; margin-bottom: 20px; }
.table th, .table td { text-align: left; padding: 12px 14px; border-bottom: 1px solid var(--line); }
.table th { font-size: .85rem; text-transform: uppercase; letter-spacing: .06em; color: var(--muted); }
.narrow > .muted:last-child { margin-bottom: 72px; }

.draft-note { display: inline-block; background: #fdecea; color: #8a1f11; border: 1px solid #f3b8ae; border-radius: 6px; padding: 4px 10px; font-size: .9rem; margin: 0; }
.prose { padding-bottom: 72px; }
.prose h2 { font-size: 1.25rem; margin-top: 1.8em; }
.prose ul { padding-left: 1.2em; }
.prose li { margin-bottom: .5em; }

/* Footer */
.site-footer { background: #2b2b2b; color: #cfcfcf; padding: 56px 0 32px; font-size: .95rem; }
.site-footer a { color: #fff; }
.footer-grid { display: grid; grid-template-columns: 1.4fr 1fr 1fr; gap: 40px; padding-bottom: 32px; border-bottom: 1px solid #444; }
.footer-logo { width: 140px; }
.footer-h { font-size: .8rem; letter-spacing: .14em; text-transform: uppercase; color: #9a9a9a; font-weight: 600; margin-bottom: 1em; }
.footer-list { list-style: none; padding: 0; margin: 0; }
.footer-list li { margin-bottom: .5em; }
.footer-list a { text-decoration: none; }
.footer-list a:hover { text-decoration: underline; color: #fff; }
.disclosure { padding-top: 24px; font-size: .84rem; line-height: 1.6; color: #aaa; }
.disclosure a { color: #ddd; }

/* Responsive */
@media (max-width: 960px) {
  .grid-4 { grid-template-columns: repeat(2, 1fr); }
  .hero-inner { grid-template-columns: 1fr; padding-top: 56px; padding-bottom: 56px; }
  .hero-mark { display: none; }
  .split { grid-template-columns: 1fr; gap: 32px; }
}
@media (max-width: 820px) {
  .nav-toggle { display: block; }
  .site-nav { display: none; position: absolute; top: 100%; left: 0; right: 0; background: #fff; border-bottom: 1px solid var(--line); flex-direction: column; align-items: stretch; gap: 0; padding: 8px 20px 20px; }
  .nav-open .site-nav { display: flex; }
  .site-nav ul { flex-direction: column; gap: 0; }
  .site-nav ul a { display: block; padding: 14px 0; border-bottom: 1px solid var(--line); }
  .site-nav ul a[aria-current="page"] { border-bottom-color: var(--line); font-weight: 700; }
  .site-nav .btn { margin-top: 16px; justify-content: center; }
  .header-inner { position: relative; min-height: 68px; }
  .brand img { width: 170px; }
}
@media (max-width: 640px) {
  body { font-size: 16px; }
  .grid-3, .grid-4, .grid-contact, .facts, .footer-grid { grid-template-columns: 1fr; }
  .grid-3 { gap: 20px; }
  .section { padding: 56px 0; }
  .wrap { padding-left: 16px; padding-right: 16px; }
  .actions .btn, .inline-cta .btn { width: 100%; justify-content: center; }
}
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  * { transition: none !important; }
}

/* How it works */
.steps { list-style: none; padding: 0; margin: 0; display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; counter-reset: none; }
.steps li { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 26px; }
.steps p { color: #4a4a4a; margin: 0; }
.step-num { display: inline-grid; place-items: center; width: 36px; height: 36px; border-radius: 50%; background: var(--brand-dark); color: #fff; font-family: var(--display); font-size: .85rem; margin-bottom: 14px; }
.split .panel .checks { margin: 0; }
@media (max-width: 640px) { .steps { grid-template-columns: 1fr; } }